Between different branches of the same bank The money aktarma transaction that takes place is called a remittance. If there are two different banks, then EFT is done. We have already mentioned in detail what EFT means. When you browse through that information, you can clearly understand the difference between the two transactions. In its shortest and catchy biçim, the aktarma is between the same banks; EFT is the transaction between different banks.
What is EFT? How is it done?
Money transfers used to be done in much more difficult and not so reliable ways. PTTs then took on this task. But the service provided by banks, To keep PTTs in the shade caused. Moreover, nowadays, we can handle your transactions within seconds without even going to the bank, via phone, web or mobile banking. In this way, when you need to make a payment, you can make a simple aktarma.
What is a Remittance?
Aktarma transaction; It is the money aktarma that takes place between different branches of the same bank. This process takes place owner of the account of the person permission happens with. Although individual customers do not use much during the day, commercial institutions use it more frequently. Companies, especially corporate companies, have accounts in more than one bank and make money aktarma transactions more than ever during the day. Thus, they use the means of remittance for money from their own customers or for the money they send in their own payments.
Banks are in the category of the service sector. Banks, the customers they will serve it özgü no meaning unless it is not. For this reason, the diversity of banking transactions is aimed at making people’s lives easier so that they can be preferred. This concept özgü created differences in every type of service that develops. One of these is money aktarma transactions.
In 1901, when the PTT General Directorate accepted the parcel and money order transaction, people started to meet their money aktarma needs. In time, the realization of this service in banks increased the transaction circulation of the banks. By showing improvements in banking over time, it özgü ensured that they take the first place in customer preferences for money aktarma transactions.
With the technological developments experienced your web entering the banking life, made the aktarma faster and easier. So much so that you can now make your money aktarma transactions yourself via web banking, without the need for banks. This situation caused it to be used for even the smallest money aktarma.
How to Make Money Aktarma?
There are many ways you can make your money aktarma transaction by money order. The remittance service, which özgü developed over time, özgü provided different options to be offered. Every customer choosing the method that suits youcan send money wherever it wants.
In the money aktarma process, you must have the name and surname of the other party, ie the person you will send, and an account or IBAN number. Since this shipment will be between the bank’s own branches, account number usually enough. It is impossible to make your transaction unless the account or IBAN number is known.
Aktarma from Branch
You can choose the branches of the banks in the money aktarma process. In which bank you will make the aktarma, you should go to that bank and take the order according to the general bank regulation of our country. When it is your turn, it is enough to tell the amount you will send by giving the number of the account you want to send from the box office. Thus, as a result of a few transactions to be made by the banker, your money will be transferred to the other party’s account.
Money Aktarma from ATM
Of the bank you will trade ATM You can aktarma money by going to (Asynchronous Aktarma Mode). You choose the money aktarma transaction from the menus by using your card on the ATM or by typing your own account number. From there, with the aktarma option, you fill in the information requested from you and confirm your transaction. This way, you send your money. Information true Making sure that you enter is important for the successful execution of your transaction.
Money Aktarma Using Web Banking
It is the easiest aktarma method. You can perform your transaction with the web banking application on your account. With the account number and password given to you, you enter the bank’s system and click the option to send money. Again, in line with the information you have, you fill in the necessary fields and complete your shipping process. Or when you want the aktarma to happen you can plan. Thanks to web banking, you can easily send money in a short time. If you want to know more about web banking, click here.
Money Aktarma by Fax and Written
Fax and instruction method generally companies uses. Certain amount signed between the bank and the company contracts through transactions instructions performed with. The important thing here is to have the signature of the person (s) specified in the bank contract and authorized to perform this transaction. The instruction is written, authorized person signed by and faxed to the bank. Afterwards, the bank processes this order and ensures that the money is transferred within that day.
What are the Money Aktarma Fees and Hours?
When you use banking services, you usually hisse a certain fee. Aktarma transactions are also one of the services that have a fee. However, since there is a transaction between the bank, banks usually use this service. they don’t charge. Fees are paid for the transactions you make by going to the branch.
No fee is charged when using ATM and web banking applications. Bank aktarma fees, 0 to 5 TL ranges between. Of course, all these situations differ from bank to bank. Click here for detailed information about banking transactions.
What is a Deposit? What Are The Types and How Are They Made?
The hours of the aktarma process vary depending on the method you will send. If you are going to aktarma money from the branch or by fax and order, you must do your transactions within working hours. So 09:00 to 17:30 It is enough to be at the bank at any hour between the dates or send the instructions.
You’d better be careful not to forget the lunch break. ATM and web banking The same is not true for. In these two methods 24/7 You can make your money aktarma. Your money will reach the other party as long as nothing goes wrong.
